Quick Verdict · who it fits
Freeway Insurance fits first-time franchise buyers looking for an emerging financial services concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$35K - $84K
Franchise fee (Item 5)
$25K
Royalty (Item 6)
14% + 7% ad
Item 19 median rev
$205k franchised Freeway Brokerages
System size (Item 20)
47 +20
Agreement term
5 yrs
Years in business
5+ yrs
Company-owned units
573
Item 3 litigation
None disclosed
Model Freeway Insurance's costs in the investment calculator → Prefilled from this filing — startup cost, cash flow and break-even.
Buyer qualifications
✓Financing available✓Exclusive territory•Owner-operator required✓No bankruptcy disclosed✓No Item 3 litigation
Data extracted from the 2026 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Where units actually land — not just the headline average.
P25
$49k
Median
$205k
P75
$955k
▪ n = 27 units · franchised Freeway Brokerages · 2025 calendar year · Source: 2026 FDD Item 19
Drag to your projected annual sales. Royalty 14% + ad fund 7% on gross sales.
PROJECTED ANNUAL SALES$210,000
$100k$2M
Royalty (14%)
—
Ad fund (7%)
—
Total / year
—
▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration
Free AI summary — the first read on the filing.
696
Total units open
90
Units opened last year
13
Units closed last year
77
Net unit growth
What our analysis flagged across the 2026 filing.
5
Risks to review
4
Strengths identified
5
Questions to ask
How Freeway Insurance ranks against 29 Financial Services peers we've analyzed.
Initial investment
27th pct · of 29 peers
Franchise fee
20th pct · of 29 peers
System size
34th pct · of 29 peers
Financial Services industry averages
Avg investment
$58K - $182K
Avg franchise fee
$37K
Avg system size
450
Franchises analyzed
29
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| Freeway Insurance | Disclosed | $25K | $35K - $84K | 14% | 47 |
| Smallbizpros, Inc. D/B/a Padgett Business ServicesSimilar price | Disclosed | $63K | $9K - $85K | 9% | 164 |
| Ameriprise Financial ServicesBiggest system | Disclosed | $2K | $10K - $138K | 72–91% | 3,738 |
| Brightway InsuranceTop-rated in category | Disclosed | $25K | $43K - $187K | — | 351 |
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Free explainers to go deeper before you sign.
Brand Analysis
The 2025 FDD prices the initial franchise fee at $2,500, one of the lowest in our library, then sets the royalty at 30% to 60% of revenue. The franchised side of the system has shrunk by 574 offices in three years while the franchisor projects zero new ones.
Investment Guide
A franchise net worth requirement and a liquid capital requirement measure two very different things — and most rejected applicants fail the one they never checked. Here's how the math works at every investment tier.
Financial Analysis
Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.
Freeway Insurance requires a $25,000 initial franchise fee and a total initial investment range of $34,950–$84,000, per the most recent FDD on file.
Freeway Insurance is franchised by Confie Franchise Services, LLC, the franchisor entity of record on its Franchise Disclosure Document. Item 1 of the FDD discloses the franchisor's corporate history, parents, and predecessors.
Yes. Freeway Insurance discloses Item 19 financial performance representations with reported revenue around $205,114. See the financials sub-page for the full distribution.
Franchisees pay a royalty of 14% of Total Revenue and an advertising fund contribution of 7% of Total Revenue on gross sales as defined in Item 6 of the FDD.
As of their 2026 FDD, Freeway Insurance has 47 total locations, with 20 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
Yes. Freeway Insurance grants franchisees an exclusive territory under Item 12 of the FDD. Note that exclusive territories often carve out online sales, alternative distribution channels, and non-traditional venues — review the full Item 12 language before signing.
Per the FDD, Freeway Insurance discloses an initial agreement term of 5 years. Review Items 10 and 17 for the full renewal and termination provisions.
This page is part of VetMyFranchise. View all pages: llms.txt · llms-full.txt