Quick Verdict · who it fits
Equity One Franchisors, LLC fits owner-operators looking for a mid-scale financial services concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$33K - $70K
Franchise fee (Item 5)
$10K
Royalty (Item 6)
15%
System size (Item 20)
156 +6
Agreement term
10 yrs
Years in business
19+ yrs
Company-owned units
1
Item 3 litigation
1 suit
Buyer qualifications
✓Financing available•No exclusive territory•Owner-operator required✓No bankruptcy disclosed•1 Item 3 case
Data extracted from the 2025 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Drag to your projected annual sales. Royalty 15% on gross sales.
PROJECTED ANNUAL SALES$500,000
$100k$2M
Royalty (15%)
—
Total / year
—
▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration
Free AI summary — the first read on the filing.
156
Total units open
6
Units opened last year
13
Units closed last year
-10
Net unit growth
What our analysis flagged across the 2025 filing.
5
Risks to review
4
Strengths identified
5
Questions to ask
How Equity One ranks against 29 Financial Services peers we've analyzed.
Initial investment
20th pct · of 29 peers
Franchise fee
10th pct · of 29 peers
System size
62nd pct · of 29 peers
Financial Services industry averages
Avg investment
$58K - $182K
Avg franchise fee
$37K
Avg system size
458
Franchises analyzed
29
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| Equity One | Disclosed | $10K | $33K - $70K | 15% | 156 |
| Jth TaxSimilar price | Disclosed | $25K | $50K - $71K | 14% | 1,537 |
| Ameriprise Financial ServicesBiggest system | Disclosed | $2K | $10K - $138K | 72–91% | 3,738 |
| Brightway InsuranceTop-rated in category | Disclosed | $25K | $43K - $187K | — | 351 |
Free explainers to go deeper before you sign.
Investment Guide
A franchise net worth requirement and a liquid capital requirement measure two very different things — and most rejected applicants fail the one they never checked. Here's how the math works at every investment tier.
Investment Guide
Most franchises take 12-24 months to reach profitability, but that number hides massive variation by industry, investment level, and market conditions. Here's how to estimate your actual timeline and plan your financial runway.
Financial Analysis
Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.
Equity One Franchisors, LLC requires a $10,000 initial franchise fee and a total initial investment range of $32,600–$70,000, per the most recent FDD on file.
Yes. Equity One Franchisors, LLC discloses Item 19 financial performance representations in its FDD. See the financials sub-page for the disclosed figures.
Franchisees pay a royalty of 15% on gross sales as defined in Item 6 of the FDD.
As of their 2025 FDD, Equity One Franchisors, LLC has 156 total locations, with 6 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
No. Equity One Franchisors, LLC does not grant exclusive territory rights under Item 12. The franchisor retains the right to operate or grant additional units inside or adjacent to your trade area.
Per the FDD, Equity One Franchisors, LLC discloses an initial agreement term of 10 years, a renewal fee of $5,000, a transfer fee of $7,500. Review Items 10 and 17 for the full renewal and termination provisions.
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