Quick Verdict · who it fits
Renegade Insurance fits first-time franchise buyers looking for an emerging financial services concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$30K - $108K
Franchise fee (Item 5)
$25K
Royalty (Item 6)
20%
System size (Item 20)
45 +1
Agreement term
10 yrs
Years in business
2+ yrs
Item 3 litigation
3 suits
Model Renegade Insurance's costs in the investment calculator → Prefilled from this filing — startup cost, cash flow and break-even.
Buyer qualifications
✓Financing available✓Exclusive territory✓Semi-absentee eligible✓No bankruptcy disclosed•3 Item 3 cases
Data extracted from the 2026 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Drag to your projected annual sales. Royalty 20% on gross sales.
PROJECTED ANNUAL SALES$500,000
$100k$2M
Royalty (20%)
—
Total / year
—
▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration
Free AI summary — the first read on the filing.
1
Total units open
1
Units opened last year
0
Units closed last year
1
Net unit growth
What our analysis flagged across the 2026 filing.
5
Risks to review
2
Strengths identified
5
Questions to ask
How Renegade Insurance ranks against 29 Financial Services peers we've analyzed.
Initial investment
17th pct · of 29 peers
Franchise fee
20th pct · of 29 peers
System size
31st pct · of 29 peers
Financial Services industry averages
Avg investment
$58K - $182K
Avg franchise fee
$37K
Avg system size
450
Franchises analyzed
29
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| Renegade Insurance | None | $25K | $30K - $108K | 20% | 45 |
| Jackson HewittSimilar price | Disclosed | $25K | $19K - $105K | 15% | 2,468 |
| Ameriprise Financial ServicesBiggest system | Disclosed | $2K | $10K - $138K | 72–91% | 3,738 |
| Brightway InsuranceTop-rated in category | Disclosed | $25K | $43K - $187K | — | 351 |
Not sure Renegade Insurance is the one?
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Free explainers to go deeper before you sign.
Brand Analysis
The 2025 FDD prices the initial franchise fee at $2,500, one of the lowest in our library, then sets the royalty at 30% to 60% of revenue. The franchised side of the system has shrunk by 574 offices in three years while the franchisor projects zero new ones.
Investment Guide
A franchise net worth requirement and a liquid capital requirement measure two very different things — and most rejected applicants fail the one they never checked. Here's how the math works at every investment tier.
Financial Analysis
Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.
Renegade Insurance requires a $25,000 initial franchise fee and a total initial investment range of $30,350–$107,600, per the most recent FDD on file.
Renegade Insurance franchises are sold by Renegade Insurance Franchising LLC, the franchisor entity of record on its Franchise Disclosure Document. Item 1 of the FDD discloses the corporate structure, including any parent companies and predecessors.
No. Renegade Insurance does not include a financial performance representation in its FDD. Prospective buyers should rely on validation calls with existing franchisees and benchmark against industry medians.
Franchisees pay a royalty of 20% on gross sales as defined in Item 6 of the FDD.
As of their 2026 FDD, Renegade Insurance has 45 total locations, with 1 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
Yes. Renegade Insurance grants franchisees an exclusive territory under Item 12 of the FDD. Note that exclusive territories often carve out online sales, alternative distribution channels, and non-traditional venues — review the full Item 12 language before signing.
Per the FDD, Renegade Insurance discloses an initial agreement term of 10 years. Review Items 10 and 17 for the full renewal and termination provisions.
This page is part of VetMyFranchise. View all pages: llms.txt · llms-full.txt