Quick Verdict · who it fits
USA Insulation fits first-time franchise buyers looking for a mid-scale home services concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$304K - $477K
Franchise fee (Item 5)
$55K
Royalty (Item 6)
5% + 2% ad
Item 19 median rev
$1.49M franchised units
System size (Item 20)
96 +8
Years in business
20+ yrs
Model USA Insulation's costs in the investment calculator → Prefilled from this filing — startup cost, cash flow and break-even.
Data extracted from the 2026 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Where units actually land — not just the headline average.
P25
$456k
Median
$1.49M
P75
$3.06M
▪ n = 37 units · franchised units · calendar year ended December 31, 2025 · Source: 2026 FDD Item 19
Drag to your projected annual sales. Royalty 5% + ad fund 2% on gross sales.
PROJECTED ANNUAL SALES$1,490,000
$100k$2.7M
Royalty (5%)
—
Ad fund (2%)
—
Total / year
—
▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration
Free AI summary — the first read on the filing.
97
Total units open
96 franchised + 1 company-owned as of December 31, 2025
8 franchised territories
Units opened last year
13 franchised territories
Units closed last year
permanently closed in 2025
-13 units (decline from 109 to 96 franchised territor
Net unit growth
What our analysis flagged across the 2026 filing.
5
Risks to review
3
Strengths identified
4
Questions to ask
How USA Insulation ranks against 254 Home Services peers we've analyzed.
Initial investment
94th pct · of 254 peers
Franchise fee
62nd pct · of 254 peers
System size
62nd pct · of 254 peers
Home Services industry averages
Avg investment
$156K - $287K
Avg franchise fee
$52K
Avg system size
150
Franchises analyzed
254
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| USA Insulation | Disclosed | $55K | $304K - $477K | 5% | 96 |
| AppellSimilar price | Disclosed | $5K | $225K - $477K | 8% | 8 |
| BranchesBiggest system | Disclosed | $68K | $80K - $114K | 6% | 8,086 |
| CBDTop-rated in category | Disclosed | $20K | $154K - $511K | 7.25% | 84 |
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Free explainers to go deeper before you sign.
Brand Analysis
Home Instead's most recent Item 19 reports a $2.26M median across 603 franchised territories — among the highest senior-care AUVs disclosed. The low investment ($91K-$270K) makes the AUV-to-investment ratio one of the strongest in any franchise category.
Brand Analysis
Home service franchises offer lower overhead than restaurants and strong recession resistance. Compare investment costs, royalties, and territory sizes across plumbing, cleaning, restoration, lawn care, HVAC, and handyman brands.
Brand Analysis
HomeVestors' 2026 FDD reports a $287K median across 898 franchised territories — but the unit-economics story is unique: the franchisee buys houses, renovates, and resells. Revenue is one metric; capital deployment and inventory cycle are the real ones.
USA Insulation requires a $55,000 initial franchise fee and a total initial investment range of $304,400–$476,750, per the most recent FDD on file.
USA Insulation franchises are sold by USA Insulation Franchise, LLC, the franchisor entity of record on its Franchise Disclosure Document. Item 1 of the FDD discloses the corporate structure, including any parent companies and predecessors.
Yes. USA Insulation discloses Item 19 financial performance representations with reported revenue around $1,491,238. See the financials sub-page for the full distribution.
Franchisees pay a royalty of 5% of Gross Sales or $1,000/month minimum and an advertising fund contribution of 2% on gross sales as defined in Item 6 of the FDD.
As of their 2026 FDD, USA Insulation has 96 total locations, with 8 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
This page is part of VetMyFranchise. View all pages: llms.txt · llms-full.txt