Tax & Insurance Franchises
How much does a tax preparation franchise cost? Less than most people expect. Tax prep and bookkeeping concepts are among the lowest-cost service franchises, with many opening for well under $100K, while insurance and larger financial-service brands vary with office space and licensing. Browse FDDs across tax preparation, bookkeeping, and insurance brands to compare opportunities on real numbers, including insurance franchise cost and ongoing fees. The key tradeoff is seasonality versus recurring income: a tax-prep office that earns most of its money in four months, or a bookkeeping or insurance book that bills all year. Compare each brand's start-up cost, royalty structure, and Item 19 revenue in the table below.
All Financial Services Franchises
Search, filter, and compare every financial services franchise we've analyzed. Select up to four to compare side by side.
| Brand | Item 19 | Fee | Investment | Royalty | Units | |
|---|---|---|---|---|---|---|
| ACFN Financial Services · Est. 2002 | Disclosed | $25K | $38K - $58K | 1–1.25% | 210 | |
| ATAX Financial Services · Est. 2019 | None | $10K | $101K - $524K | 50% | 32 | |
| Ameriprise Financial Services Financial Services · Est. 1971 | Disclosed | $2K | $10K - $138K | 72–91% | 3,738 | |
| Booxkeeping Financial Services · Est. 2020 | Disclosed | $50K | $68K - $75K | 10% | 9 | |
| Brightway Financial Services · Est. 2017 | Disclosed | $25K | $43K - $187K | — | 351 | |
| Commission Express Financial Services · Est. 1994 | None | $20K | $108K - $299K | 9% | 38 | |
| Charles Schwab & Financial Services · Est. 1971 | Disclosed | $50K | $104K - $222K | — | 95 | |
| Freeway Insurance Financial Services · Est. 2021 | Disclosed | $25K | $35K - $84K | 14% | 47 | |
| Decimal Financial Services · Est. 2025 | None | $30K | $60K - $1.1M | 5–10% | 3 | |
| GlobalGreen Financial Services · Est. 2007 | Disclosed | $10K | $33K - $70K | 15% | 156 | |
| REEF HEALTH Financial Services · Est. 2022 | Disclosed | $50K | $53K - $57K | 0% | 0 | |
| Goosehead Insurance Financial Services · Est. 2008 | Disclosed | $50K | $66K - $112K | 20–50% | 1,009 | |
| H&R Block Financial Services · Est. 1955 | None | $3K | $34K - $159K | 30–60% | 1,987 | |
| Jackson Hewitt Tax Service Financial Services · Est. 1985 | Disclosed | $25K | $19K - $105K | 15% | 2,468 | |
| Liberty Tax Service Financial Services · Est. 1996 | Disclosed | $25K | $50K - $71K | 14% | 1,537 | |
| Journey Payroll & HR Financial Services · Est. 2017 | Disclosed | $30K | $39K - $82K | 5% | 9 | |
| Keystone Insurers Group Financial Services · Est. 2024 | Disclosed | $5K | $27K - $99K | — | 280 | |
| Ledgers Financial Services · Est. 2019 | None | $150K | $155K - $314K | 50% | 3 | |
| Money Cfo Financial Services · Est. 2025 | None | $49K | — | 10% | 0 | |
| Motto Financial Services · Est. 2016 | Disclosed | $35K | $56K - $245K | — | 154 | |
| Murphy Business & Financial Financial Services · Est. 2014 | Disclosed | $48K | $66K - $88K | — | 135 |
Browse Financial Services Franchises by State
State-by-state financial services franchise opportunities — regulatory framework, top brands, and investment ranges for buyers in each state.
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Frequently Asked Questions
How much does a tax preparation franchise cost?
Tax prep and bookkeeping franchises are among the lowest-cost service concepts, with many opening for well under $100K, while insurance and larger financial-service brands vary with office space and licensing. Item 7 gives the brand-specific range, and Item 6 the ongoing fees.
What are the top tax and insurance franchises?
Tax-prep names like H&R Block, Jackson Hewitt, and Liberty Tax dominate awareness, but bookkeeping and insurance-agency brands often carry steadier year-round revenue. Compare their Item 19 disclosures and fee structures in the table above before deciding which fits your credentials.
Is a tax preparation franchise seasonal?
Many tax prep franchises earn most revenue during filing season, so owners often add bookkeeping or financial services for year-round income. Franchisor support and any additional revenue lines are described in the FDD, and ongoing fees appear in Item 6.
How much does it cost to open an insurance franchise?
Insurance franchise costs vary with office space and licensing, and many brands use commission-share or royalty structures rather than a flat fee. Item 7 of each FDD covers the initial investment, and Item 6 details ongoing royalties and marketing contributions.