Quick Verdict · who it fits
Ameriprise Financial Services LLC fits owner-operators looking for a mature financial services concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$10K - $138K
Franchise fee (Item 5)
$2K
Royalty (Item 6)
72–91%
System size (Item 20)
3,738 +133
Years in business
55+ yrs
Data extracted from the 2026 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Drag to your projected annual sales. Royalty 72–91% on gross sales.
PROJECTED ANNUAL SALES$500,000
$100k$2M
Royalty (72–91%)
—
Total / year
—
▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration
Free AI summary — the first read on the filing.
3,738 franchised outlets
Total units open
plus 1,724 company-owned Employee advisors
133 franchised outlets
Units opened last year
135
Units closed last year
52 terminated + 83 ceased operations/other reasons
−2
Net unit growth
133 opened − 135 closed
What our analysis flagged across the 2026 filing.
5
Risks to review
4
Strengths identified
5
Questions to ask
How Ameriprise Financial Services ranks against 29 Financial Services peers we've analyzed.
Initial investment
3rd pct · of 29 peers
Franchise fee
0th pct · of 29 peers
System size
96th pct · of 29 peers
Financial Services industry averages
Avg investment
$58K - $182K
Avg franchise fee
$37K
Avg system size
458
Franchises analyzed
29
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| Ameriprise Financial Services | Disclosed | $2K | $10K - $138K | 72–91% | 3,738 |
| We InsureSimilar price | Disclosed | $40K | $60K - $138K | 25–45% | 132 |
| Jackson HewittBiggest system | Disclosed | $25K | $15K - $105K | 15% | 2,744 |
| Brightway InsuranceTop-rated in category | Disclosed | $25K | $43K - $187K | — | 351 |
Free explainers to go deeper before you sign.
Investment Guide
A franchise net worth requirement and a liquid capital requirement measure two very different things — and most rejected applicants fail the one they never checked. Here's how the math works at every investment tier.
Investment Guide
Most franchises take 12-24 months to reach profitability, but that number hides massive variation by industry, investment level, and market conditions. Here's how to estimate your actual timeline and plan your financial runway.
Financial Analysis
Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.
Ameriprise Financial Services LLC requires a $1,500 initial franchise fee and a total initial investment range of $9,576–$138,402, per the most recent FDD on file.
Yes. Ameriprise Financial Services LLC discloses Item 19 financial performance representations in its FDD. See the financials sub-page for the disclosed figures.
Franchisees pay a royalty of 72.0% to 91.0% and an advertising fund contribution of Will vary by campaign on gross sales as defined in Item 6 of the FDD.
As of their 2026 FDD, Ameriprise Financial Services LLC has 3,738 total locations, with 133 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
This page is part of VetMyFranchise. View all pages: llms.txt · llms-full.txt