Quick Verdict · who it fits
Goosehead Insurance Agency, LLC fits first-time franchise buyers looking for a mature financial services concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$66K - $112K
Franchise fee (Item 5)
$50K
Royalty (Item 6)
20–50% + 2% ad
Item 19 median rev
$249k
System size (Item 20)
1,009 +121
Years in business
18+ yrs
Company-owned units
13
Item 3 litigation
5 suits
Buyer qualifications
Data extracted from the 2026 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Where units actually land — not just the headline average.
P25
$100k
Median
$249k
P75
$672k
▪ n = 1,427 units · franchise producers representing franchised businesses · January 1, 2023 to December 31, 2025 · Source: 2026 FDD Item 19
Drag to your projected annual sales. Royalty 20–50% + ad fund 2% on gross sales.
PROJECTED ANNUAL SALES$250,000
$100k$2M
Royalty (20–50%)
—
Ad fund (2%)
—
Total / year
—
▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration
Free AI summary — the first read on the filing.
1,022
Total units open
121
Units opened last year
51
Units closed last year
70 units
Net unit growth
net decrease from 1,115 at end of 2024 to 1,022 at end of 2025
What our analysis flagged across the 2026 filing.
5
Risks to review
3
Strengths identified
4
Questions to ask
How Goosehead Insurance Agency ranks against 29 Financial Services peers we've analyzed.
Initial investment
62nd pct · of 29 peers
Franchise fee
72nd pct · of 29 peers
System size
82nd pct · of 29 peers
Financial Services industry averages
Avg investment
$58K - $182K
Avg franchise fee
$37K
Avg system size
458
Franchises analyzed
29
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| Goosehead Insurance Agency | Disclosed | $50K | $66K - $112K | 20–50% | 1,009 |
| Selectquote Local Insurance ServicesSimilar price | Disclosed | $55K | $74K - $114K | 20–30% | 0 |
| Ameriprise Financial ServicesBiggest system | Disclosed | $2K | $10K - $138K | 72–91% | 3,738 |
| Brightway InsuranceTop-rated in category | Disclosed | $25K | $43K - $187K | — | 351 |
Free explainers to go deeper before you sign.
Investment Guide
A franchise net worth requirement and a liquid capital requirement measure two very different things — and most rejected applicants fail the one they never checked. Here's how the math works at every investment tier.
Investment Guide
Most franchises take 12-24 months to reach profitability, but that number hides massive variation by industry, investment level, and market conditions. Here's how to estimate your actual timeline and plan your financial runway.
Financial Analysis
Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.
Goosehead Insurance Agency, LLC requires a $50,000 initial franchise fee and a total initial investment range of $66,000–$111,500, per the most recent FDD on file.
Yes. Goosehead Insurance Agency, LLC discloses Item 19 financial performance representations with reported revenue around $248,707. See the financials sub-page for the full distribution.
Franchisees pay a royalty of 20% of Gross Revenues on initial term; 50% on renewal term and an advertising fund contribution of Up to 2% of Gross Revenues on gross sales as defined in Item 6 of the FDD.
As of their 2026 FDD, Goosehead Insurance Agency, LLC has 1,009 total locations, with 121 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
This page is part of VetMyFranchise. View all pages: llms.txt · llms-full.txt