Quick Verdict · who it fits
Keystone Insurers Group fits owner-operators looking for a mid-scale financial services concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$27K - $99K
Franchise fee (Item 5)
$5K
System size (Item 20)
280 +8
Agreement term
5 yrs
Years in business
2+ yrs
Company-owned units
22
Item 3 litigation
None disclosed
Model Keystone Insurers Group's costs in the investment calculator → Prefilled from this filing — startup cost, cash flow and break-even.
Buyer qualifications
•No exclusive territory•Owner-operator required✓No bankruptcy disclosed✓No Item 3 litigation
Data extracted from the 2025 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Free AI summary — the first read on the filing.
302
Total units open
280 franchised + 22 company-owned
8 franchised; 2 company-owned
Units opened last year
17 franchised; 0 company-owned
Units closed last year
-9 franchised; +2 company-owned
Net unit growth
What our analysis flagged across the 2025 filing.
4
Risks to review
3
Strengths identified
5
Questions to ask
How Keystone Insurers Group ranks against 30 Financial Services peers we've analyzed.
Initial investment
13th pct · of 30 peers
Franchise fee
3rd pct · of 30 peers
System size
80th pct · of 30 peers
Financial Services industry averages
Avg investment
$61K - $179K
Avg franchise fee
$39K
Avg system size
370
Franchises analyzed
30
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| Keystone Insurers Group | Disclosed | $5K | $27K - $99K | — | 280 |
| Supporting Strategies PartnersSimilar price | None | $60K | $75K - $98K | 10% | 67 |
| Ameriprise Financial ServicesBiggest system | Disclosed | $2K | $10K - $138K | 72–91% | 3,738 |
| Pronto Franchise, L.l.c.Top-rated in category | Disclosed | $30K | $45K - $115K | — | 29 |
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Free explainers to go deeper before you sign.
Brand Analysis
The 2025 FDD prices the initial franchise fee at $2,500, one of the lowest in our library, then sets the royalty at 30% to 60% of revenue. The franchised side of the system has shrunk by 574 offices in three years while the franchisor projects zero new ones.
Investment Guide
A franchise net worth requirement and a liquid capital requirement measure two very different things — and most rejected applicants fail the one they never checked. Here's how the math works at every investment tier.
Financial Analysis
Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.
Keystone Insurers Group requires a $5,000 initial franchise fee and a total initial investment range of $27,250–$99,200, per the most recent FDD on file.
Keystone Insurers Group franchises are sold by Keystone Insurers Group LLC, the franchisor entity of record on its Franchise Disclosure Document. Item 1 of the FDD discloses the corporate structure, including any parent companies and predecessors.
Yes. Keystone Insurers Group discloses Item 19 financial performance representations in its FDD. See the financials sub-page for the disclosed figures.
As of their 2025 FDD, Keystone Insurers Group has 280 total locations, with 8 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
No. Keystone Insurers Group does not grant exclusive territory rights under Item 12. The franchisor retains the right to operate or grant additional units inside or adjacent to your trade area.
Per the FDD, Keystone Insurers Group discloses an initial agreement term of 5 years. Review Items 10 and 17 for the full renewal and termination provisions.
This page is part of VetMyFranchise. View all pages: llms.txt · llms-full.txt