Murphy Business and Financial Franchise Review & Verdict (2025)

Product details

Contents

Key facts


The Verdict

Quick Verdict · who it fits

Murphy Business and Financial Corporation LLC fits first-time franchise buyers looking for a mid-scale financial services concept.

✓ Strengths

⚠ Risks to review

Key FDD Facts

The numbers a buyer needs first — straight from the filing.

Initial investment (Item 7)

$66K - $88K

Franchise fee (Item 5)

$48K

System size (Item 20)

135 +15

Years in business

12+ yrs

Company-owned units

1

Data extracted from the 2025 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.

Industry Benchmarks

How Murphy Business and Financial ranks against 29 Financial Services peers we've analyzed.

Initial investment

58th pct · of 29 peers

Franchise fee

65th pct · of 29 peers

System size

55th pct · of 29 peers

Financial Services industry averages

Avg investment

$58K - $182K

Avg franchise fee

$37K

Avg system size

458

Franchises analyzed

29

How Murphy Business and Financial stacks up

Closest concepts by category and investment.

Brand Item 19 Fee Investment Royalty Units
Murphy Business and Financial Disclosed $48K $66K - $88K 135
Smallbizpros, Inc. D/B/a Padgett Business ServicesSimilar price Disclosed $63K $9K - $85K 9% 164
Ameriprise Financial ServicesBiggest system Disclosed $2K $10K - $138K 72–91% 3,738
Brightway InsuranceTop-rated in category Disclosed $25K $43K - $187K 351

Compare side-by-side ↗

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Investment Guide

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Investment Guide

How Long Does It Take for a Franchise to Become Profitable?

Most franchises take 12-24 months to reach profitability, but that number hides massive variation by industry, investment level, and market conditions. Here's how to estimate your actual timeline and plan your financial runway.

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Financial Analysis

Item 19 Shows Revenue, Not Profit: Build a Pro-Forma

Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.

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Frequently Asked Questions

How much does a Murphy Business and Financial Corporation LLC franchise cost?

Murphy Business and Financial Corporation LLC requires a $47,500 initial franchise fee and a total initial investment range of $65,840–$88,050, per the most recent FDD on file.

Does Murphy Business and Financial Corporation LLC disclose financial performance (Item 19)?

Yes. Murphy Business and Financial Corporation LLC discloses Item 19 financial performance representations in its FDD. See the financials sub-page for the disclosed figures.

How many Murphy Business and Financial Corporation LLC locations are there?

As of their 2025 FDD, Murphy Business and Financial Corporation LLC has 135 total locations, with 15 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.

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