Quick Verdict · who it fits
PayMore fits first-time franchise buyers looking for a mid-scale retail concept.
The numbers a buyer needs first — straight from the filing.
Initial investment (Item 7)
$139K - $269K
Franchise fee (Item 5)
$35K
Royalty (Item 6)
5% + 1% ad
Item 19 median rev
$914k franchise-operated locations
System size (Item 20)
99 +48
Years in business
6+ yrs
Model PayMore's costs in the investment calculator → Prefilled from this filing — startup cost, cash flow and break-even.
Data extracted from the 2026 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.
Drag to your projected annual sales. Royalty 5% + ad fund 1% on gross sales.
PROJECTED ANNUAL SALES$910,000
$100k$2M
Royalty (5%)
—
Ad fund (1%)
—
Total / year
—
▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration
Free AI summary — the first read on the filing.
100
Total units open
48
Units opened last year
4
Units closed last year
44
Net unit growth
What our analysis flagged across the 2026 filing.
5
Risks to review
3
Strengths identified
4
Questions to ask
How PayMore ranks against 118 Retail peers we've analyzed.
Initial investment
35th pct · of 118 peers
Franchise fee
47th pct · of 118 peers
System size
57th pct · of 118 peers
Retail industry averages
Avg investment
$247K - $707K
Avg franchise fee
$37K
Avg system size
238
Franchises analyzed
118
Closest concepts by category and investment.
| Brand | Item 19 | Fee | Investment | Royalty | Units |
|---|---|---|---|---|---|
| PayMore | Disclosed | $35K | $139K - $269K | 5% | 99 |
| Shrunk 3dSimilar price | Disclosed | $50K | $187K - $267K | 8% | 51 |
| 7-ElevenBiggest system | Disclosed | — | $163K - $1.7M | 45–56% | 7,229 |
| Byrider Franchising PartnersTop-rated in category | Disclosed | $60K | $947K - $1.6M | 1–2.5% | 81 |
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Free explainers to go deeper before you sign.
Brand Analysis
The '$0 franchise fee' is the bottom of a range, not the fee. 7-Eleven's 2026 FDD prices the Franchise Fee at $0 to $1,100,000 per store, and the ongoing 7-Eleven Charge is not just a royalty: Item 6 says it is also your lease of the store and equipment. Here is the full cost stack, line by line.
Brand Analysis
Ace Hardware Corporation is a retailer-owned cooperative, not a conventional franchisor. It counted 5,250 cooperative locations in the United States at the end of 2025, members buy stock rather than paying a royalty, and some states still deem those member-owned stores franchises.
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PayMore requires a $35,000 initial franchise fee and a total initial investment range of $138,750–$268,500, per the most recent FDD on file.
PayMore is franchised by PayMore Group LLC, the franchisor entity of record on its Franchise Disclosure Document. Item 1 of the FDD discloses the franchisor's corporate history, parents, and predecessors.
Yes. PayMore discloses Item 19 financial performance representations with reported revenue around $914,145. See the financials sub-page for the full distribution.
Franchisees pay a royalty of 5% of Gross Sales or $1,000/month and an advertising fund contribution of 1% on gross sales as defined in Item 6 of the FDD.
As of their 2026 FDD, PayMore has 99 total locations, with 48 new locations opened in the most recent reporting year. This information comes from Item 20 of the FDD.
This page is part of VetMyFranchise. View all pages: llms.txt · llms-full.txt