Selectquote Local Insurance Services Franchise Review & Verdict (2026)

Product details

Contents

Key facts


The Verdict

Quick Verdict · who it fits

SelectQuote Local Insurance Services, LLC fits first-time franchise buyers looking for an emerging financial services concept.

✓ Strengths

⚠ Risks to review

Key FDD Facts

The numbers a buyer needs first — straight from the filing.

Initial investment (Item 7)

$74K - $114K

Franchise fee (Item 5)

$55K

Royalty (Item 6)

20–30% + 2% ad

Agreement term

10 yrs

Years in business

1+ yrs

Company-owned units

3

Item 3 litigation

2 suits

Buyer qualifications

•No exclusive territory•Owner-operator required✓No bankruptcy disclosed•2 Item 3 cases

Data extracted from the 2026 FDD filed with state regulators. Fees and terms may have changed since filing — request the current FDD from the franchisor before deciding. Not legal, financial, or investment advice. Full disclaimer.

What you'd pay the franchisor

Drag to your projected annual sales. Royalty 20–30% + ad fund 2% on gross sales.

PROJECTED ANNUAL SALES$500,000

$100k$2M

Royalty (20–30%)

Ad fund (2%)

Total / year

▪ Of-sales fees only · excludes rent, labor, COGS, and one-time costs · for illustration

Executive Summary

Free AI summary — the first read on the filing.

Key Numbers

1

Total units open

0

Units opened last year

0

Units closed last year

0

Net unit growth

AI Due Diligence Findings PREMIUM

What our analysis flagged across the 2026 filing.

5

Risks to review

2

Strengths identified

5

Questions to ask

Industry Benchmarks

How Selectquote Local Insurance Services ranks against 29 Financial Services peers we've analyzed.

Initial investment

68th pct · of 29 peers

Franchise fee

82nd pct · of 29 peers

System size

0th pct · of 29 peers

Financial Services industry averages

Avg investment

$58K - $182K

Avg franchise fee

$37K

Avg system size

458

Franchises analyzed

29

How Selectquote Local Insurance Services stacks up

Closest concepts by category and investment.

Brand Item 19 Fee Investment Royalty Units
Selectquote Local Insurance Services Disclosed $55K $74K - $114K 20–30% 0
Goosehead Insurance AgencySimilar price Disclosed $50K $66K - $112K 20–50% 1,009
Ameriprise Financial ServicesBiggest system Disclosed $2K $10K - $138K 72–91% 3,738
Brightway InsuranceTop-rated in category Disclosed $25K $43K - $187K 351

Compare side-by-side ↗

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Financial Analysis

Item 19 Shows Revenue, Not Profit: Build a Pro-Forma

Item 19 hands you an average revenue number and stops there. Here's the step-by-step way to haircut that top-line, layer in COGS, labor, occupancy, the fee stack, and debt service, and land on the profit you'd actually take home.

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Get franchise information FREE

Frequently Asked Questions

How much does a SelectQuote Local Insurance Services, LLC franchise cost?

SelectQuote Local Insurance Services, LLC requires a $55,000 initial franchise fee and a total initial investment range of $73,500–$113,500, per the most recent FDD on file.

Does SelectQuote Local Insurance Services, LLC disclose financial performance (Item 19)?

Yes. SelectQuote Local Insurance Services, LLC discloses Item 19 financial performance representations in its FDD. See the financials sub-page for the disclosed figures.

What ongoing fees does SelectQuote Local Insurance Services, LLC charge?

Franchisees pay a royalty of 20.0% to 30.0% and an advertising fund contribution of 2% on gross sales as defined in Item 6 of the FDD.

Does SelectQuote Local Insurance Services, LLC grant exclusive territory?

No. SelectQuote Local Insurance Services, LLC does not grant exclusive territory rights under Item 12. The franchisor retains the right to operate or grant additional units inside or adjacent to your trade area.

What are the renewal and exit terms?

Per the FDD, SelectQuote Local Insurance Services, LLC discloses an initial agreement term of 10 years, a transfer fee of $5,000. Review Items 10 and 17 for the full renewal and termination provisions.

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