Financial Services Franchises in Massachusetts: $56K–$112K to Open (2026)

Contents

Key facts


Franchises

32

Median Investment

$56K–$112K

Item 19 Disclosed

69%

Median Unit Revenue

$205K

Massachusetts buyers can evaluate 32 financial services franchise systems with FDDs on file, at a median initial investment of $56K–$112K and a typical franchise fee near $30K. Across the 8 brands that disclose unit revenue in Item 19, median annual revenue per location runs $205K — but 69% of the full set disclose Item 19 at all, so earnings claims still have to be verified brand by brand. 24 of them can be started for under $100K, and about 38% offer or arrange financing. Boston-area labor and real estate costs are among the highest in the U.S. — verify Boston unit-level Item 19 data.

Massachusetts buyer notes for financial services franchises

Lower-Investment Financial Services Options in Massachusetts

Financial Services franchise systems with initial investment under $100K.

Other Franchise Categories in Massachusetts

Compare financial services against the other franchise categories available to Massachusetts buyers.

Financial Services Franchise Opportunities in Other States

The same financial services systems are available to buyers nationwide — see state-specific investment, Item 19, and regulatory context:

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Frequently Asked Questions

How much does a financial services franchise cost in Massachusetts?

Across the 32 financial services franchise systems in our database, median initial investment runs $56K–$112K, with a typical upfront franchise fee near $30K. 24 can be started for under $100K. Each FDD's Item 7 provides the exact investment range for that brand.

Which financial services franchises in Massachusetts disclose earnings (Item 19)?

69% of the financial services franchises in our Massachusetts dataset disclose Item 19 financial performance representations. Among the 8 that report unit revenue, the median is $205K per location per year. The remainder rely on Item 1 (business background) and Item 7 (initial investment) without making earnings claims. Brands disclosing Item 19 give you the strongest basis for projecting unit-level revenue.

What Massachusetts-specific factors affect financial services franchise unit economics?

Boston-area labor and real estate costs are among the highest in the U.S. — verify Boston unit-level Item 19 data. High educational attainment and density favor B2B, education, and premium-service franchises.

Do I need to verify state registration before buying a financial services franchise in Massachusetts?

Massachusetts does not require state-level franchise registration, so no separate state-level verification is needed. The federal FTC Rule still requires the franchisor to provide the FDD at least 14 days before you sign or pay anything.

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