Franchises
32
Median Investment
$56K–$112K
Item 19 Disclosed
69%
Median Unit Revenue
$205K
Rhode Island buyers can evaluate 32 financial services franchise systems with FDDs on file, at a median initial investment of $56K–$112K and a typical franchise fee near $30K. Across the 8 brands that disclose unit revenue in Item 19, median annual revenue per location runs $205K — but 69% of the full set disclose Item 19 at all, so earnings claims still have to be verified brand by brand. 24 of them can be started for under $100K, and about 38% offer or arrange financing. Compact geography limits multi-unit growth; many operators expand to MA/CT.
Rhode Island buyer notes for financial services franchises
Financial Services franchise systems with initial investment under $100K.
Compare financial services against the other franchise categories available to Rhode Island buyers.
The same financial services systems are available to buyers nationwide — see state-specific investment, Item 19, and regulatory context:
Across the 32 financial services franchise systems in our database, median initial investment runs $56K–$112K, with a typical upfront franchise fee near $30K. 24 can be started for under $100K. Note that some emerging brands may not yet be registered to sell in Rhode Island — verify status before signing. Each FDD's Item 7 provides the exact investment range for that brand.
69% of the financial services franchises in our Rhode Island dataset disclose Item 19 financial performance representations. Among the 8 that report unit revenue, the median is $205K per location per year. The remainder rely on Item 1 (business background) and Item 7 (initial investment) without making earnings claims. Brands disclosing Item 19 give you the strongest basis for projecting unit-level revenue.
Compact geography limits multi-unit growth; many operators expand to MA/CT. High population density supports retail and food franchises despite small total market.
Rhode Island is a registration state. Verify the franchisor's registration with the Rhode Island Department of Business Regulation before signing anything. An offer to sell a franchise in Rhode Island without registration is itself a violation of state law and a major red flag.
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