Financial Services Franchises in Minnesota: $56K–$112K to Open (2026)

Contents

Key facts


Franchises

32

Median Investment

$56K–$112K

Item 19 Disclosed

69%

Median Unit Revenue

$205K

Minnesota buyers can evaluate 32 financial services franchise systems with FDDs on file, at a median initial investment of $56K–$112K and a typical franchise fee near $30K. Across the 8 brands that disclose unit revenue in Item 19, median annual revenue per location runs $205K — but 69% of the full set disclose Item 19 at all, so earnings claims still have to be verified brand by brand. 24 of them can be started for under $100K, and about 38% offer or arrange financing. MN Franchise Act good-cause termination provisions cannot be waived by contract.

Minnesota buyer notes for financial services franchises

Lower-Investment Financial Services Options in Minnesota

Financial Services franchise systems with initial investment under $100K.

Other Franchise Categories in Minnesota

Compare financial services against the other franchise categories available to Minnesota buyers.

Financial Services Franchise Opportunities in Other States

The same financial services systems are available to buyers nationwide — see state-specific investment, Item 19, and regulatory context:

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Frequently Asked Questions

How much does a financial services franchise cost in Minnesota?

Across the 32 financial services franchise systems in our database, median initial investment runs $56K–$112K, with a typical upfront franchise fee near $30K. 24 can be started for under $100K. Note that some emerging brands may not yet be registered to sell in Minnesota — verify status before signing. Each FDD's Item 7 provides the exact investment range for that brand.

Which financial services franchises in Minnesota disclose earnings (Item 19)?

69% of the financial services franchises in our Minnesota dataset disclose Item 19 financial performance representations. Among the 8 that report unit revenue, the median is $205K per location per year. The remainder rely on Item 1 (business background) and Item 7 (initial investment) without making earnings claims. Brands disclosing Item 19 give you the strongest basis for projecting unit-level revenue.

What Minnesota-specific factors affect financial services franchise unit economics?

MN Franchise Act good-cause termination provisions cannot be waived by contract. Twin Cities corporate-HQ density (Target, 3M, UnitedHealth) supports B2B and professional-services franchises.

Is the franchise I'm interested in registered to sell in Minnesota?

Minnesota is a registration state. Verify the franchisor's registration with the Minnesota Department of Commerce before signing anything. An offer to sell a franchise in Minnesota without registration is itself a violation of state law and a major red flag.

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